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Insurance Wisdom, Tailored for you.
Ready to get a second opinion on your insurance needs? Contact us to schedule an appointment today!
GUIDING YOUR TOMORROW, TODAY.
Our Specialty
Insurance can be complicated; we make it simple. For over a decade, our passion has been helping families in the Fort Smith area discover their coverage needs and matching them with plans to meet those needs best. As an independent agency, we provide you with an honest review of your insurance coverage and are here to help you navigate your many plan options at no cost to you.
Ready to get a second opinion on your insurance needs? Contact us to schedule an appointment today!
✔️ Life
✔️ Health
✔️ Wealth
A Little bit About Me...
Hey, Im Caleb Adams and this is a picture of my family! Ive been in the insurance industry since 2013 and I have enjoyed it a ton. I enjoy the freedom it provides for me and my family, But also I enjoy so much helping others through a very complex thing called Insurance! Here are a couple things you'll get from me...
Ideas
There are so many different things provided in insurance, and I will provide ideas about what you may need.
Protection
I seek to provide solutions to protect your family from unfortunate events.
Personalized Plan
Each situation is different and requires a special look at your families plan to provide the peace of mind you want.
TESTIMONIALS
What others are saying
"Above and Beyond"
".Above and beyond making sure you understand all your options for your area and needs. Highly recommend you reach out to Caleb!
- Wayne Carroll
"Best in the Area"
"Amazing person to do business with. Only the best in the area!"
- Tanner Bowden
"Awesome Service"
"Awesome customer service, genuine caring! All of your questions and needs will be addressed."
- Karran Gilpin
Some of the Services We Provide
Medicare
At Adams Insurance Agency of, we take pride in guiding our clients through their health insurance needs, including when they become eligible for Medicare. Navigating Medicare can be difficult with constant phone calls, television ads, and confusing information. That's why we have put our years of experience in the insurance industry to work to become experts in Medicare solutions. Our mission is to present you with the best plan for your individual needs and walk you through any questions or issues you encounter. Even if Medicare eligibility is still a few years out, contact us and let us assist you in planning a successful transition to Medicare. When it comes time to enroll, or you're looking for a change, give us a call anywhere in the state, your local Medicare specialist
Universal Life Insurance
DURATION - Lifetime coverage
AFFORDABILITY - Premiums are generally flexible to allow you to increase or decrease payments
CASH VALUE - The cash value and death benefit can fluctuate based on the premium you pay and the market performance
Term Life Insurance
TEMPORARY -
Coverage is set for a specific period of time and expires at the end of the set period (5, 10, 15, 20 years).
AFFORDABILITY - Generally associated with the lowest premium cost.
DEATH BENEFIT - Fixed
Final Expense
CASH VALUE - A portion of the premium functions as an investment, building tax-deferred interest over time AFFORDABILITY - Premiums may initially be more expensive than other forms of life insurance but remain constant for the duration of the policy RENEWABILITY - Life-long coverage as long as the premium is paid.
Dental and Vision
Good dental care is essential for maintaining overall health and well-being. However, dental procedures can be expensive, and without insurance, the costs can quickly add up. That's where dental insurance comes in.A dental insurance policy can help you cover the costs of routine check-ups, cleanings, and other dental procedures. This can help you maintain good oral health, catch any potential issues early on, and avoid more costly and painful procedures down the line.
Critical Illness Insurance
We Offer clients or employees lump-sum benefits for today’s most common critical illnesses, including cancer, heart attack, stroke, and kidney failure. We offer two products, allowing you or your employees to choose the coverage they need.
ANNUITIES
People are living longer and healthier lives, with retirement looking less like a slowdown than a new chapter in life. A change in how retirement looks and how long it lasts also means exploring how you can make your savings and income from varied sources last as long as you do. That’s where annuities come in. They can help you create a guaranteed income stream you won’t outlive.
If you feel you don’t really understand annuities, you’re not alone. In fact, 62% of people say a reason for not owning one is simply because they don’t understand them. If this is you, these Q&As can help you get a handle on the basics. As always, we would love the opportunity to sit down with you to inform you of your financial options and help you determine which one would best fit your needs.
Group/Individual Health Insurance
At Adams Insurance Agency, we understand that navigating the complexities of the ACA can be challenging. That's why we offer comprehensive support to help you understand the regulations and choose the best health insurance plans for your business and your employees. Our team of experts works with top US insurance providers to offer affordable and customizable coverage options that meet the unique needs of your workforce.
With our help, you can ensure that you are providing the best possible group health insurance for your employees, fostering a more productive and satisfied workforce.
Long Term Care
Did you know that neither your health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future? If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need long-term care services.
We highly recommend all of our clients review long-term care policies when planning their retirement to give them peace of mind that they will have funds available should they need long-term care services. Here are some answers to common questions about long-term care insurance to help you determine if it’s right.
Experience Protecting You
At Adams Insurance, we know each of our clients has a unique case. That's why we don't believe in a "one-size-fits-all" approach to offering insurance. Our team of independent agents has decades of combined experience in assisting our clients with their insurance needs. We provide individual solutions for each of our clients and serve as advocates should you need to file a claim. Providing service after the sale is our top priority. Whether you need help with a claim, a change of coverage, or just a question, we are here to assist you.
We're Your Mentors
Our agency's mission from day one has been to help our clients obtain the correct amount of coverage at an affordable price. Often, when clients walk through our doors to meet with us, we find they may be missing coverage or are unsatisfied with their current policy. It is our goal to find every client a plan that will meet their coverage and budget needs. We offer a free analysis of your insurance needs to help you make an informed decision on the coverage that is best for you. Let our team put our expertise to work for you and guide you in finding the right coverage for you and your family.
Hear From Our Clients
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Jane Doe
Satisfied Customer
"Lorem ipsum dolor sit amet, consectetur adipiscing elit. Quisque nec nulla viverra, vehicula erat ut, posuere mauris. Donec porttitor viverra arcu in porta. Ut et arcu viverra, imperdiet urna ut"
Jane Doe
Satisfied Customer
"Lorem ipsum dolor sit amet, consectetur adipiscing elit. Quisque nec nulla viverra, vehicula erat ut, posuere mauris. Donec porttitor viverra arcu in porta. Ut et arcu viverra, imperdiet urna ut"
Jane Doe
Satisfied Customer
"Lorem ipsum dolor sit amet, consectetur adipiscing elit. Quisque nec nulla viverra, vehicula erat ut, posuere mauris. Donec porttitor viverra arcu in porta. Ut et arcu viverra, imperdiet urna ut"
Jane Doe
Satisfied Customer
© 2025 Adams Insurance Agency - We are a non-government entity, not affiliated with or endorsed by any government agency. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.